IMRF Endorsed Plans

Medical Plans for Retirees/Spouses 65 and over

Humana Private Fee for Service Plan

  • Available to retirees and spouses age 65 and older with Medicare Parts A & B nationwide
  • Freedom to choose doctors and hospitals--choose any provider that accepts Medicare assignment.
  • $15.00 office visit co-pay, including routine and preventative services
  • $35 specialist visit co-pay
  • 20% coinsurance for outpatient hospital services
  • $225.00 per day inpatient hospital co-pay (days one through seven)
  • Maximum out-of-pocket per individual per year is $6,000.00 (excludes prescription and worldwide coverage)
  • Plan includes Medicare Part D prescription drug benefit: $8/$42/$80/33% co-pay based upon plan formulary classification, until drug cost reaches $2,800.00. Once drug costs exceed $2,830.00, you pay $8.00 co-pay for generics and 100% for preferred, brand and specialty drugs. After total out-of-pocket costs exceed $4,550.00, you pay the greater of $2.50 for generics, $6.30 for preferred and brand name drugs, or 5% co-insurance. You pay 5% for specialty drugs.

2010 Monthly Premium Rate: $59.00 - $167.00
(Rates vary by county of residence)


Click to expand or collapse folder 65 and Over Plans
Click to expand or collapse folder Prescription Drug Plans
Click to expand or collapse folder Delta Dental
Click to expand or collapse folder Under 65 Plans
Click to expand or collapse folder Long Term Care
Click to expand or collapse folder United Healthcare Vision Plan