IMRF actives, retirees and their spouses may enroll in the Delta Dental insurance plan.
Benefits of Delta Dental:
- Available nationwide to all IMRF actives, retirees and spouses of any age.
- Coverage includes preventative, basic and major dental services.
- More than 70,000 dentists to choose from - click here to search for Delta Dental dentists.
- Most significant savings seen if you go to a PPO dentist.
- Services by Delta Premier network dentist, out-of-network dentist are also covered.
- Delta Dental PPO and Delta Dental Premier dentists will file claims for you.
- Open enrollment all year long.
- No waiting period, one year enrollment required.
- $1,000.00 annual maximum.
2012 Premiums:
|
Individual |
$30.81 |
|
Individual + Spouse |
$61.65 |
|
Family |
$96.03 | |
Summary of Benefits:
| Benefit Level |
Delta Dental PPO Dentist |
Delta Dental Premier Dentist |
Out of Network Dentist |
| Diagnostic & Preventive |
100% of discounted fees |
100% of discounted fees |
100% of discounted fees
|
|
Minor Restorative,* Non-surgical Periodontics, Endodontics, Oral Surgery |
50% of discounted fees |
50% of discounted fees |
50% of discounted fees |
|
Major Restorative*,
Surgical Periodontics, Prosthodontics |
50% of discounted fees |
50% of discounted fees |
50% of discounted fees
|
* Minor and Major Restorative subject to annual $50.00 deductible per person.
The benefits presented above are highlights of the available plan. The Evidence of Coverage will provide more detailed information.
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Ċ ď David Doyle, Jan 3, 2012 9:39 AM Ċ ď David Doyle, Jan 3, 2012 9:41 AM
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