Imagine you are taking your first overseas trip since the pandemic. All booked. Great tours planned and excited for a week long cuisine extravaganza. The last thing you are thinking about is needing medical care in a foreign country.
GeoBlue Travel Insurance offers travelers protection against unexpected events while on vacation. It covers trip cancellation, lost baggage, medical expenses, emergency evacuation, and more.
We’ve outlined 5 top reasons why we think GeoBlue is the best choice for travel insurance.
- Flexibility of coverage
Even though GeoBlue is partnered with Blue Cross and Blue Shield, you do not need a health plan with BCBS to get into a GeoBlue plan. You can choose any of the four plan types depending on your travel plans – and how often you travel outside the country.
- Significant coverage
GeoBlue offers extremely comprehensive coverage for many different services and low deductibles starting at $0. Geoblue partners with providers in 180 countries.
- Easy access to resources and care
With 24/7 phone support and the Global TeleMD™ mobile app, you can rest assured that help is seconds away if needed. Even telehealth professionals are available at every level of the plan.
- 10-day money back guarantee
Your GeoBlue plan can be refunded anytime within 10 days of travel.
- Access to high quality medications
By using the multilingual app, you can talk to a dedicated team to get access to most medications.
Currently, Medicare does not cover any medical services when traveling abroad*. Some supplemental or Medicare Advantage plans may provide very limited emergency coverage.
You may be wondering whether or not your existing health plan covers medical costs when traveling. There may be some coverage, but you will probably have to pay for all services out of pocket and then file a claim to be reimbursed. With GeoBlue, you are one tap away from the care you need.
4 Plan Types for GeoBlue Travel Insurance
GeoBlue has different plan types to accommodate different types of travel. Here are the various plan types provided by GeoBlue:
Voyager: Single-Trip Coverage
Trekker: Multi-Trip Coverage
Xplorer: Xpat Coverage
Navigator: Student Coverage
COVID-19 Considerations and Coverage
Since many countries are handling Covid-19 differently, it’s very important you understand the restrictions of the country in which you are traveling. GeoBlue Xplorer and Navigator plans will cover testing and treatment of Covid-19 if medically necessary. Depending on the provider you choose, you may need to pay for services and then file a claim with GeoBlue.
*The only possible exception is when you are traveling through Canada to Alaska and the nearest hospital is in Canada. Also, if you are on a cruise ship that is within 6 hours of a U.S. port, some Medicare benefits may apply.