IMRF Vision Plans

IMRF retirees and spouses of any age are eligible for the IMRF-endorsed United HealthCare Vision Plan.

2024 Premium (rates guaranteed through 9/30/2025)

Individual $7.50 /month
Retiree & Spouse
$13.25 /month
Family $21.70 /month

Summary of Benefits

In-Network Provider Out-of network Provider
Eye Exam Twice Every 12 Months You pay $10 co-pay
Plan pays $40
Retinal Screening Photography You pay $39 co-pay
Frames once every 24 months Plan pays 100% up to $130 retail
Plan pays $45
Lenses once every 12 months
Standard Single Vision You pay $10 co-pay Plan pays $40
Standard Bifocal You pay $10 co-pay Plan pays $60
Standard Trifocal You pay $10 co-pay Plan pays $80
Contact Lenses – Standard (Includes disposable or frequent wear) You pay $10 co-pay Plan pays $125
Contact Lenses – Premium (includes toric, multi-focal) Plan pays 100% up to $125 retail Plan pays $125